Save, educate and empower your daughter
बेटी बचाओ, बेटी पढ़ाओ — सुकन्या समृद्धि योजना की आसान जानकारी
Beti Bachao Beti Padhao and the Sukanya Samriddhi account — eligibility, documents, interest, and how an account is opened at a post office or authorised bank.
Last reviewed 11 November 2026. That is the day the official pages linked here were read.
Everything about the scheme, in one place
Each page explains the rule in plain language and links the official page.
What is Beti Bachao Beti Padhao?
Awareness campaign, not a cash transfer
Read सुकन्या समृद्धिSukanya Samriddhi account
A small-savings account for a girl under 10
Read कैलकुलेटरSSY calculator
Estimate a maturity amount in your browser
Read पात्रताWho can open an account
Age, one account, and the family limit
Read दस्तावेज़Documents at the counter
Form-1 and the birth certificate
Read ब्याज दरInterest rate
8.2% a year for October–December 2026
Read निकासीWithdrawal and maturity
Education, marriage, and the 21st year
Read सावधानीNo cash form for BBBP
Why a “₹2 lakh form” is not a real application
ReadA campaign for the girl child, not a payout
It was launched on 22 January 2015 at Panipat, Haryana. The ministry describes it as an awareness programme: valuing the girl child, the sex ratio at birth, survival, and education. Sukanya Samriddhi Yojana, the savings account, was launched the same day under that campaign.
Prevent gender-biased sex selection.
Survival and protection of the girl child.
Enrolment, and fewer girls leaving school.
No direct benefit transfer to a family.
See how a yearly deposit can grow
The sliders stay in your browser. Nothing is saved or sent. For the year-by-year table, open the full calculator.
Sukanya Samriddhi at a glance
Rate notified for 1 October to 31 December 2026. It can be reviewed next quarter.
| Feature | Rule |
|---|---|
| Interest rate | 8.2% a year for Oct–Dec 2026 |
| Minimum deposit | ₹250 in a financial year, in multiples of ₹50 |
| Maximum deposit | ₹1,50,000 in a financial year |
| Deposits | Until 15 years from opening |
| Maturity | 21 years from opening |
| Partial withdrawal | Up to 50% for her education, after 18 or Class 10, whichever is earlier |
Sources: National Savings Institute rate history, and the Department of Economic Affairs office memorandum of 30 September 2026. Rules: Sukanya Samriddhi Account Scheme, 2019.
Common questions
When did Beti Bachao Beti Padhao start?
It was launched on 22 January 2015 at Panipat, Haryana. Sukanya Samriddhi Yojana, the savings account, was launched the same day under that campaign.
Does Beti Bachao Beti Padhao give cash to a girl?
No. The Ministry of Women and Child Development says the scheme has no direct benefit transfer and no individual cash incentive. Forms that promise cash are not issued by the ministry.
What is the Sukanya Samriddhi interest rate?
8.2% a year for 1 October 2026 to 31 December 2026. The Ministry of Finance kept this quarter the same as the previous one.
What is the minimum Sukanya Samriddhi deposit?
₹250 in a financial year. Each deposit is in multiples of ₹50. The most that can be deposited in a financial year is ₹1,50,000.
Till what age can the account be opened?
The girl must not have attained the age of 10 on the day the account is opened. A family may usually open accounts for two girls, with a proviso for twins or triplets.
Is the account for 15 years or 21 years?
Deposits may be made until 15 years from the day of opening. The account matures 21 years from that day.
Is the deposit covered by section 80C?
The National Savings Institute says a deposit qualifies for deduction under section 80C of the Income-tax Act, and interest earned in the account is free from income tax under section 10.
Official pages
Open an account only at a post office or an authorised bank. Do not pay a website to do it.